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Wisconsin Department of Health and Family Services |
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Wisconsin Department of Health and Family Services |
In order for the prescription drug purchase to count towards meeting a spenddown or deductible, it must be:
Prescribed for the eligible SC participant,
Purchased during the benefit period, and
Covered by the SC program ( 5.16.16
).
All covered prescription drug costs the participant incurs will be tracked, and the SC Program will coordinate coverage with insurance companies. If the prescription is covered by insurance, only the portion not paid by insurance is applied toward the spenddown or deductible.
When a participant’s out-of-pocket expense requirements are met for a deductible or spenddown, participating pharmacies will be informed.
There is no carryover of prescription costs from one benefit period to the next. There are two instances, within a benefit period, when carryover covered prescription amounts are applied.
When the covered prescription cost exceeds the remaining deductible
amount, SC pays the difference.
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Example 1: Jeff earns between 160% and 200% of the FPL for a FTG size of one (8.1.14). He is eligible for SC and has a $500 deductible. In three months, Jeff has a remaining deductible amount of $30.
During the fourth month of his benefit period, with a $30 remaining deductible, Jeff purchases a covered prescription drug that costs $100. The pharmacist informs him that he owes $30 of the $100 prescription drug cost. He has met his deductible. The remaining $70 will be paid by SC.
For the next prescriptions that Jeff has filled during his benefit period, he will pay only co-payment amounts. |
When the cost of a covered prescription drug is applied toward meeting
the spenddown
and the amount exceeds the remaining spenddown
amount, the excess will be applied toward the deductible.
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Example 2: Rachel earns $25,320 which is $1,800 more than 240% of the FPL for a FTG of one (5.16.7).. Her spenddown amount for the 12-month benefit period is $1,800. In four months Rachel has incurred all but $50 of her spenddown amount by purchasing covered prescription drugs at retail price.
During the fifth month of her benefit period, when she has $50 of her spenddown left, Rachel purchases a covered prescription drug that costs $100. Rachel pays the full $100. Of the $100, $50 is applied to her spenddown, and $50 is applied to her deductible. She now has satisfied the spenddown, and the remaining deductible amount is $800. |
A prescription is considered purchased on the date the prescription is filled. For the drug purchase to count toward either the spenddown or the deductible, the prescription must have been purchased during the benefit period.
This page last updated in Release Number: 06-01
Release Date: 03/13/06
Effective Date: 02/01/05
