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Example 1: Artie Cobb applies for MA in July.  He wants to backdate his MA three months.  His MA deductible period is April through September.  In April, May, June, and July his AG had excess income Income is anything you receive in cash or in kind that you can use to meet your needs for food, clothing, and shelter. of $50 each month.  Its prospective excess income for August and September is $50 each month.  6 X $50 = $300.  Artie's MA deductible is $300.

Example 2:  Clarice applies for MA in July.  She wants to backdate her MA to May 1.  Her MA deductible period is May 1 through October 31.  In May and June her AG had excess income of $100 each month.  In July it has excess income of $200.  Its prospective excess income for August, September, and October is $200 a month.  Clarice's MA deductible is $1,000.

Example 3:  Myron applies for MA in July.  He wants to backdate MA to June 1.  His MA deductible period is June 1 through November 30.  In June his AG had excess income of $50.  In July it has no excess income.  Its prospective excess income for August, September, October, and November is $0.  Myron's MA deductible is $50.

Example 4:  Tillerman Tyler applies for MA in July.  He wants his MA to begin July 1.  His MA deductible period is July 1 through December 31.  In July his AG has $100 excess income.  Its prospective excess income for August, September, October, November, and December is $100 each month.  Tilly's MA deductible is $600.