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4.9.9 Order of Bill Deduction

4.9.9.1 Hospital Bills

4.9.9.2 Pregnancy Fees

 

When applying medical bills to the deductible, start with the earliest service date.  If more than one bill has the same service date, use the bill with the highest amount first, then the next highest and so on down to the lowest bill with that same service date.

4.9.9.1 Hospital Bills

Hospitals do not always itemize the cost of their services according to the day and time of day the patient received the services.  It is difficult sometimes to know when the patient met the deductible.

 

For this reason, if the patient’s hospital bill for one continuous stay in the hospital is equal to or above whatever the deductible was on the date of admission, count the deductible as having been met on the date of admission.  Set that date as the begin date of MA certification.  Apply the hospital bill to the deductible first before counting any other medical costs that were incurred during the hospital stay.

 

Example: Linda submits a $2,000 bill toward her deductible, for hospitalization from July 12th through July 14th.  She also submits a physician bill for $2,500 with a date of service of July 12th.  Apply the $2,000 hospital bill to the deductible first.

 

4.9.9.2 Pregnancy Fees

Many providers charge a flat fee for pregnancy related services.  The single-fee includes all prenatal care, office visits, delivery, and postnatal care.

 

In determining whether these "global" pregnancy fees meet the deductible, treat them the same way as you would a hospital bill.  If the "global" pregnancy fee is equal to or above the deductible, count the deductible as having been met as of the date an agreement was signed.

 

 

This page last updated in Release Number: 03-02

Release Date:04-01-03

Effective Date: 04/01/03