<?xml version='1.0' encoding='utf-8' ?>
<tocdata>
<book name="Income" >
  <book name="4.1 Income" >
    <item name="4.1.1 Introduction" url="PolicyFiles/4/41/411/4-1-1.htm" />
    <item name="4.1.2 Disregarded Income" url="PolicyFiles/4/41/411/4-1-2.htm" />
    <item name="4.1.3 Income Deductions" url="PolicyFiles/4/41/411/4-1-3.htm" />
    <item name="4.1.4 Unearned Income" url="PolicyFiles/4/41/411/4-1-4.htm" />
    <item name="4.1.5 Earned Income" url="PolicyFiles/4/41/411/4-1-5.htm" />
    <item name="4.1.6 Prospective Income" url="PolicyFiles/4/41/411/4-1-6.htm" />
    <item name="4.1.7 FPL Income Limits" url="PolicyFiles/4/41/411/4-1-7.htm" />
  </book>
  <book name="4.2 Self Employment Income" >
    <item name="4.2.1 Definitions" url="PolicyFiles/4/41/412/4-2-1.htm" />
    <item name="4.2.2 Ways to Identify" url="PolicyFiles/4/41/412/4-2-2.htm" />
    <item name="4.2.3 Assets" url="PolicyFiles/4/41/412/4-2-3.htm" />
    <item name="4.2.4 Income" url="PolicyFiles/4/41/412/4-2-4.htm" />
    <item name="4.2.5 Calculating IM Income" url="PolicyFiles/4/41/412/4-2-5.htm" />
    <item name="4.2.6 Verification" url="PolicyFiles/4/41/412/4-2-6.htm" />
    <item name="4.2.7 Self-Employment Hours" url="PolicyFiles/4/41/412/4-2-7.htm" />
  </book>
  <book name="4.3 Dependent Care" >
    <item name="4.3.1 Dependent Care " url="PolicyFiles/4/41/413/4-3-1.htm" />
  </book>
  <book name="4.4 Money For School" >
    <item name="4.4.1 Family MA Cases" url="PolicyFiles/4/41/414/4-4-1.htm" />
    <item name="4.4.2 Elderly/Disabled" url="PolicyFiles/4/41/414/4-4-2.htm" />
    <item name="4.4.3 Workforce Investment Act (WIA)" url="PolicyFiles/4/41/414/4-4-3.htm" />
  </book>
</book>
<book name="Assets" >
  <book name="4.5 Assets" >
    <item name="4.5.1 Introduction" url="PolicyFiles/4/42/45/4-5-1.htm" />
    <item name="4.5.2 Availability" url="PolicyFiles/4/42/45/4-5-2.htm" />
    <item name="4.5.3 Separate &amp; Mixed Assets" url="PolicyFiles/4/42/45/4-5-3.htm" />
    <item name="4.5.4 Account" url="PolicyFiles/4/42/45/4-5-4.htm" />
    <item name="4.5.5 Burial Assets" url="PolicyFiles/4/42/45/4-5-5.htm" />
    <item name="4.5.6 Non-Burial Trusts" url="PolicyFiles/4/42/45/4-5-6.htm" />
    <item name="4.5.7 Liquid Assets" url="PolicyFiles/4/42/45/4-5-7.htm" />
    <item name="4.5.8 Real Property" url="PolicyFiles/4/42/45/4-5-8.htm" />
    <item name="4.5.9 EBD Non-Home Property Exclusions" url="PolicyFiles/4/42/45/4-5-9.htm" />
    <item name="4.5.10 Indian Lands" url="PolicyFiles/4/42/45/4-5-10.htm" />
  </book>
</book>
<book name="Deeming and Divestment" >
  <book name="4.6 Deeming" >
    <item name="4.6.1 Introduction" url="PolicyFiles/4/43/46/4-6-1.htm" />
    <item name="4.6.2 Stepparent" url="PolicyFiles/4/43/46/4-6-2.htm" />
    <item name="4.6.3 Grandparent" url="PolicyFiles/4/43/46/4-6-3.htm" />
  </book>
  <book name="4.7 Divestment" >
    <item name="4.7.1 Introduction" url="PolicyFiles/4/43/47/4-7-1.htm" />
    <item name="4.7.2 Definitions" url="PolicyFiles/4/43/47/4-7-2.htm" />
    <item name="4.7.3 Lookback Period" url="PolicyFiles/4/43/47/4-7-3.htm" />
    <item name="4.7.4 Exceptions" url="PolicyFiles/4/43/47/4-7-4.htm" />
    <item name="4.7.5 Penalty Period" url="PolicyFiles/4/43/47/4-7-5.htm" />
    <item name="4.7.6 Multiple Divestments" url="PolicyFiles/4/43/47/4-7-6.htm" />
    <item name="4.7.7 Jointly Held Assets" url="PolicyFiles/4/43/47/4-7-7.htm" />
    <item name="4.7.8 Divesting by Paying Relatives" url="PolicyFiles/4/43/47/4-7-8.htm" />
    <item name="4.7.9 Income Divestment" url="PolicyFiles/4/43/47/4-7-9.htm" />
    <item name="4.7.10 Life Estates" url="PolicyFiles/4/43/47/4-7-10.htm" />
    <item name="4.7.11 Annuities" url="PolicyFiles/4/43/47/4-7-11.htm" />
    <item name="4.7.12 Promissory Notes" url="PolicyFiles/4/43/47/4-7-12.htm" />
    <item name="4.7.13 Trusts" url="PolicyFiles/4/43/47/4-7-13.htm" />
    <item name="4.7.14 Both Spouses Institutionalized" url="PolicyFiles/4/43/47/4-7-14.htm" />
    <item name="4.7.15 MA Card Services" url="PolicyFiles/4/43/47/4-7-15.htm" />
    <item name="4.7.16 Gambling" url="PolicyFiles/4/43/47/4-7-16.htm" />
  </book>
</book>
<book name="FFU and Deductibles" >
  <book name="4.8 Family Fiscal Unit (FFU)" >
    <item name="4.8.1 Definition" url="PolicyFiles/4/44/48/4-8-1.htm" />
    <item name="4.8.2 Overview" url="PolicyFiles/4/44/48/4-8-2.htm" />
    <item name="4.8.3 Process" url="PolicyFiles/4/44/48/4-8-3.htm" />
    <item name="4.8.4 Income Limits" url="PolicyFiles/4/44/48/4-8-4.htm" />
  </book>
  <book name="4.9 Deductible" >
    <item name="4.9.1 Introduction" url="PolicyFiles/4/44/49/4-9-1.htm" />
    <item name="4.9.2 MA Deductible" url="PolicyFiles/4/44/49/4-9-2.htm" />
    <item name="4.9.3 Deductible Period" url="PolicyFiles/4/44/49/4-9-3.htm" />
    <item name="4.9.4 Choosing Not to Have a Deductible" url="PolicyFiles/4/44/49/4-9-4.htm" />
    <item name="4.9.5 Calculating the MA Deductible" url="PolicyFiles/4/44/49/4-9-5.htm" />
    <item name="4.9.6 Deductible Examples" url="PolicyFiles/4/44/49/4-9-6.htm" />
    <item name="4.9.7 Changes During the Deductible Period" url="PolicyFiles/4/44/49/4-9-7.htm" />
    <item name="4.9.8 Meeting the Deductible" url="PolicyFiles/4/44/49/4-9-8.htm" />
    <item name="4.9.9 Order of Bill Deduction" url="PolicyFiles/4/44/49/4-9-9.htm" />
    <item name="4.9.10 Notice to EDS" url="PolicyFiles/4/44/49/4-9-10.htm" />
    <item name="4.9.11 Late Reports" url="PolicyFiles/4/44/49/4-9-11.htm" />
    <item name="4.9.12 Inter-Agency Transfer" url="PolicyFiles/4/44/49/4-9-12.htm" />
    <item name="4.9.13 Changes after Meeting the Deductible" url="PolicyFiles/4/44/49/4-9-13.htm" />
    <item name="4.9.14 Death" url="PolicyFiles/4/44/49/4-9-14.htm" />
  </book>
</book>

</tocdata>
